Dylan:Ok, ready to go. Hi everyone, it’s me, DYLANABILLION here. It’sthe first day of the holidays and we are going to make some somesome money. BUZYIZZY9 is on her way over but I can’t wait forher. Let’s go. Step one, research.
KEYBOARD CLICKING
Earn Earn Earn $500 a day working part time from home. Yeahright, tried that, they just wanted my bank details. These peopleare trying to take my money before I’ve even made my money!
Ok top ten ideas, this looks good. Number 1, babysit. No one ispaying me to look after their kids. Number 2, newspaper round.Get up earlier than a school day? Er, next.
Dear customer, Wedetected unusual activity on your account. For your protectionplease urgently verify your account using the link below.We - Blah blah blah.
Bin, whatever. That’s not even my bank. Number 3, onlinecontent. I’m all over it! Oh. don’t forget to subscribe and hit thatlike button.
Me and Izzy are having a competition this summer,who can get the most subscribers. So remember rememberremember remember @BUZZYIZZY9 do not follow her. Where isshe? Hey,where are you?
Hurry up! Number 4, sell stuff. I haven’t got much. Anyone wantto buy my old stinky socks? Number 5, pet sitting. Yeah I coulddo that, nothing weird though. No scales and two eyes max.
TEXT ALERT
On my way. Hey I entered a competition to be in aninfluencer programme. Can you vote for me?
Ha! Yes Izzy.
TEXT ALERT
Thanks, I will send you the link. You don’t need to click itjust send me a screenshot. Hurry up! That was Izzy she’s on herway. And she’s in a influencer competition so I can smell thatmoney already, let me just vote. Tap toreset your password.
TEXT SEND
What’s next? Number 6. That was was was was was She’shere! BUSYIZZY9 tell us about that competition.
Izzy:Whatcompetition?
Dylan:Your influencer competition.
Izzy:I don’t know what you’re talking about.
Dylan:What?
Izzy:Look. I didn’t send that, I haven’t been on there today. See. Hey,my password isn’t working. I’mlocked out.
Dylan:Me too. Oh, it’s Sujit.
Sujit:Hi, I got a weird message from you and Izzy asking for money. Areyou ok?
Dylan:Thatwasn’t us. Don’t send any. Did you send any?
Sujit:No, it didn’t sound like you.
Dylan:Phew.
Izzy:I think we got hacked Sujit. We can’t get in our accounts.
DylanThey’ve changed my password. Aagh! I can’t believe it.
Izzy:They’ll message everyone.
Dylan:And hack their accounts!
Izzy:One of our friends might be giving them money right now,thinking they are giving it to us.
Video summary
This animated video looks at online scams – online scammers might appear to be connected to someone we know, but always check with the person offline to be sure.
Dylan is vlogging when he receives a message from his friend Izzy asking him to vote for her in a competition by sending back a screenshot of a link to reset his password.
When Izzy arrives she tells Dylan she hasn't messaged him and they both realise they've both been locked out of their accounts.
This video is from the series Financial education.
Teacher Notes
Central or big idea
Online scammers might appear to be connected to someone we know but always check with the person offline to be sure.
Questions to explore
- How can you protect yourself from online scams?
- How might you protect your online accounts from being hacked?
Key learning outcomes (Young Enterprise Financial Education Planning Framework)
9-11 - Upper KS2
- I know there are financial risks associated with spending money online e.g. scams and phishing.
- I can describe some ways to keep my money and personal information safe when using the internet e.g. protecting passwords and PINs.
- I understand some consequences of financial scams and how they might make me feel.
Key vocabulary and definitions
- Financial scams: scams that aim to steal money from someone
- Phishing: when criminals use emails, messages or phone calls to trick people into revealing personal details or paying them money
- Hacking: getting unauthorised access to someone’s account
Further information
This film is based on a scam known as 'I’m running for an ambassadorship position in an influencer program' on social media. It’s a scheme in which one of your ‘friends’ asks you to help them by voting for them in a fake competition.
The risk comes in the voting: The scammer will ask you to vote by sending you a personalised link which is actually a reset password URL for your account. The scammer will ask you to send them back a screenshot of the link but not to click on it. If you comply, they will manually input the URL at their end and gain access to your account, at which point they can reset your password, lock you out, and repeat the process with your friends and family.
Suggested activities
Online safety:
- Pause the video at the point that Dylan gets the first message from Izzy.
- Which two scams has Dylan already avoided? (Someone wanting him to pay money so that he can earn money, a phishing email from a pretend bank).
- How did he avoid them?
- What advice would you give to Dylan about Izzy’s message?
Making the right choices:
- How might Dylan have worked out that the message was not really from Izzy? What advice might you give Izzy?
- How might she have protected her account (e.g. two step verification)?
What next:
- What might Dylan and Izzy do next to protect their accounts? Who should they talk to or contact?
Ideas for going further
- Your advice: What are your top tips to staying safe and protecting yourself from scammers online?
Links to other BBC resources
1. Money and how we pay for things: bartering to online banking. video
This video explains how the ways that we pay for goods and services has changed over time.
2. Spending versus saving, and needs versus wants video
This video looks at how we have choices to make about how we spend and save our money.
3. Influencers: how they can affect our spending. video
Spending money can be influenced by other people, including friends and online influencers.
4. Helping others through actions, donations and spending. video
The impacts of helping others (by sharing, donating money or certain purchasing choices).
5. Keeping track of spending and savings: being wiser with my money. video
Keeping a record of what we spend and save helps us to stay in control of our money.
6. Advertising: how it can affect my buying choices. video
Advertisements can influence the decisions we make about how to spend our money.
7. Gaming payment models. video
A look at gaming payment models: subscription, upfront and in-game purchases.
9. Saving and borrowing: the costs and benefits of interest. video
Interest is money which can be added to the money that we save or borrow.
10. Jobs: the link between work and money. video
We can earn money by having a job and different jobs pay different amounts.
